Thirty reports in, a new series built from your emails. The bank said no, or called it a scam. Here is why every bank outside Iraq says no today, which desk to go to instead, what to leave out of the first sentence, and why the most important work needs no bank at all.
The free dinar summary for October 16, 2026: Iraq Completes Its Government.
The free dinar summary for October 15, 2026: Iraq Targets One Unified Exchange Rate.
The free dinar summary for October 14, 2026: Who Is Joining Iraq's Government?.
The free dinar summary for October 13, 2026: Why They Want the IQD Cut Reversed.
The free dinar summary for October 12, 2026: Baghdad Is Hiding the Date.
The free dinar summary for October 9, 2026: Iraq Goes First.
Iraq's cut to 1,500 is step one of three. The new notes, small notes, coins, gold and oil Iraq has lined up, and why the wait looks short.
The free dinar summary for October 8, 2026: The Day the IQD Shut Baghdad's Markets.
Why every bank says no to the Iraqi dinar today, why tellers call it a scam, and the private-client desk that takes you on before the event.
Iraq devalued the dinar to 1,500. Is it step one of the revaluation or the end of it? What it costs you, what each camp says, and the 4 tests to watch.
How an IQD revaluation windfall becomes income for life: the 3% to 4% spending rate, a bond floor, low-cost growth, and what fees and yearly tax take.
Where IQD revaluation proceeds should sit: the $250,000 insurance line, sweep networks, Treasury bills in custody, and a first 90 days built to buy in stages.