Why Won't My Bank Exchange Iraqi Dinar?
Why every bank says no to the Iraqi dinar today, why tellers call it a scam, and the private-client desk that takes you on before the event.
Latest
IR-031 Getting Past No: When the Bank Says No
Thirty reports in, a new series built from your emails. The bank said no, or called it a scam. Here is why every bank outside Iraq says no today, which desk to go to instead, what to leave out of the first sentence, and why the most important work needs no bank at all.
Iraqi Dinar Brief - October 16, 2026: Iraq Completes Its Government
The free dinar summary for October 16, 2026: Iraq Completes Its Government.
Iraq Completes Its Government
Iraq's parliament filled the last cabinet seats and Washington hit an Iraqi bank tied to Iran. What it means for the IQD and the RV.
Iraqi Dinar Brief - October 15, 2026: Iraq Targets One Unified Exchange Rate
The free dinar summary for October 15, 2026: Iraq Targets One Unified Exchange Rate.
Iraq Targets One Unified Exchange Rate
Iraq's government plans to bring the street dollar to 1,550 IQD, near the bank's 1,520. What one rate means for the IQD and the RV.
Iraqi Dinar Brief - October 14, 2026: Who Is Joining Iraq's Government?
The free dinar summary for October 14, 2026: Who Is Joining Iraq's Government?.
Who Is Joining Iraq's Government?
Iraq's parliament votes Thursday on its last cabinet seats. One nominee is under US sanctions. What the deal means for the IQD and the RV.
Iraqi Dinar Brief - October 13, 2026: Why They Want the IQD Cut Reversed
The free dinar summary for October 13, 2026: Why They Want the IQD Cut Reversed.
Why They Want the IQD Cut Reversed
A bloc tied to Kataib Hezbollah asks Iraq's top court to reverse the cut to 1,500. Why Baghdad made the cut, and why we expect the challenge to fail.
Iraqi Dinar Brief - October 12, 2026: Baghdad Is Hiding the Date
The free dinar summary for October 12, 2026: Baghdad Is Hiding the Date.
Baghdad Is Hiding the Date
New dinar banknotes come next and Baghdad is keeping the start date secret. Dinar only, the street price and XRP's Nasdaq listing explained.
insights
Iraqi Dinar Devaluation 2026: What the New 1,500 Rate Means If You Hold IQD
Iraq devalued the dinar to 1,500. Is it step one of the revaluation or the end of it? What it costs you, what each camp says, and the 4 tests to watch.
insights
How to Make a Dinar Windfall Last: The Spending Rate, the Income and the Fees
How an IQD revaluation windfall becomes income for life: the 3% to 4% spending rate, a bond floor, low-cost growth, and what fees and yearly tax take.
Intelligence Research Reports
IR-030 The Window: Making It Last
The Window closes on the question every report was walking toward: what the parked money becomes. The spending rate that lasts 40 years, the floor and the engine, what management really costs, the yearly tax, and the one page that holds it together.
dinar-brief
Iraqi Dinar Brief - October 9, 2026: Iraq Goes First
The free dinar summary for October 9, 2026: Iraq Goes First.
Iraq Goes First
Iraq's cut to 1,500 is step one of three. The new notes, small notes, coins, gold and oil Iraq has lined up, and why the wait looks short.
dinar-brief
Iraqi Dinar Brief - October 8, 2026: The Day the IQD Shut Baghdad's Markets
The free dinar summary for October 8, 2026: The Day the IQD Shut Baghdad's Markets.
The Day the IQD Shut Baghdad's Markets
Iraq's new dinar rate shut Baghdad's wholesale markets on day one and the street dollar rose. What Baghdad did, and what reopens the doors.
dinar-brief
Iraqi Dinar Brief - October 7, 2026: Devalue, Delete, Revalue
The free dinar summary for October 7, 2026: Devalue, Delete, Revalue.
Daily Briefing
Devalue, Delete, Revalue
Iraq's 1,500 proposal and the plan to delete the zeros came in one statement. We test the devalue, delete, revalue theory against the record.
dinar-brief
Iraqi Dinar Brief - October 6, 2026: Iraq Refuses a Weaker Dinar
The free dinar summary for October 6, 2026: Iraq Refuses a Weaker Dinar.
Iraq Refuses a Weaker Dinar
The IQD devaluation story lasted 19 hours. The coalition called the finance minister in. Parliament wants his dollar figure explained.
dinar-brief
Iraqi Dinar Brief - October 5, 2026: Iraq Drops the Borrowing Law
The free dinar summary for October 5, 2026: Iraq Drops the Borrowing Law.